Dubai Property Purchase Cost Calculator Widget
Show buyers and sellers in Dubai exactly what the Dubai Land Department charges on a sale: the 4% transfer fee as DLD lists it - 2% buyer and 2% seller - plus the title deed, knowledge and innovation fees, the registration trustee fee with VAT, an optional map fee and mortgage registration.
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How it works
Every Dubai property sale is registered with the Dubai Land Department, and its Property Sale Registration page lists the fees. The transfer fee is 4% of the sale value, which DLD shows as 2% for the buyer and 2% for the seller; Executive Council Resolution 30 of 2013 makes equal sharing the rule unless the parties agree otherwise, so the widget starts from 2% + 2% and lets you choose the split your contract agrees. On top come a AED 250 title deed fee, AED 10 knowledge and AED 10 innovation fees, and the registration trustee (service partner) fee of AED 4,000 plus 5% VAT when the price is AED 500,000 or more, or AED 2,000 plus VAT below that. A map fee applies only when a map is issued, so it is optional. If the purchase is mortgaged, DLD's mortgage registration page adds 0.25% of the loan, another AED 250 + 10 + 10 and a service partner fee of AED 4,000 plus VAT. Only figures printed on DLD's pages are used - there is no fixed 'AED 290' mortgage fee on them, so none is added - and each one comes from A2Z's rule file with its verification date.
Calculation method
- Transfer fee = 4% x sale value; shared equally (2% + 2%) unless the contract agrees otherwise (ECR 30/2013 Art. 3(1))
- Other fees = AED 250 title deed + AED 10 knowledge + AED 10 innovation + trustee fee (AED 4,000 if price >= 500,000, else 2,000) x 1.05 VAT + optional map fee
- Mortgage registration = 0.25% x loan + AED 250 + 10 + 10 + AED 4,000 service partner x 1.05 VAT
- All DLD fees = transfer fee + other fees + mortgage registration
Worked examples
Ready apartment, cash
Inputs: Price AED 1,000,000; no mortgage; no map
Result: Transfer fee AED 40,000 (20,000 + 20,000); all DLD fees AED 44,470
40,000 + 250 + 10 + 10 + 4,000 + 200 VAT = 44,470.
Under AED 500,000
Inputs: Price AED 499,999; no mortgage
Result: Trustee fee AED 2,000 + AED 100 VAT
The lower trustee fee applies below AED 500,000.
With a mortgage
Inputs: Price AED 2,000,000; mortgage AED 1,600,000
Result: Mortgage registration AED 8,470
1,600,000 x 0.25% = 4,000 + 250 + 10 + 10 + 4,000 + 200 VAT.
Studio apartment
Inputs: Price AED 650,000; cash; equal split
Result: Buyer 13,000 + seller 13,000; all DLD fees AED 30,470
26,000 + 250 + 10 + 10 + 4,000 + 200 VAT.
Official DLD fees only, as published on its service pages. Fees can change; DLD's own service page is the final word at the time of the transaction.
Limitations
- Dubai only; Abu Dhabi and the other emirates charge different fees.
- Agent commission, developer service and NOC charges, bank arrangement fees and valuation fees are private charges, not DLD fees, and are not included.
- Off-plan (Oqood) registrations follow a different fee page - use the off-plan payment plan calculator.
- Gifts, inheritance transfers and other transaction types follow different items of the DLD fee schedule and are not modelled.
- Service charges owed to the owners association, developer clearance certificates and Ejari tenancy registration are separate from the sale fees.
Where publishers use it
- A Dubai brokerage's listing pages showing the DLD fees beside the asking price
- A mortgage broker's guide to cash needed on top of the down payment
- A seller's guide explaining the 2% DLD share that sellers carry
- An Arabic property portal giving buyers the fee breakdown in Arabic
- A registration trustee office estimating walk-in clients' fees before an appointment
- A villa or townhouse resale listing comparing a cash sale with a mortgaged one
- A freehold-area developer explaining resale costs to investors who bought off-plan
Questions
How much is the Dubai Land Department transfer fee?
4% of the sale value. DLD's fee table lists it as 2% paid by the buyer and 2% paid by the seller; a AED 2,000,000 apartment carries AED 80,000 in total, AED 40,000 on each side.
Does the buyer always pay the full 4%?
No. Under Article 3(1) of Executive Council Resolution 30 of 2013 the fee is shared equally between seller and buyer unless they agree otherwise. Many contracts put all 4% on the buyer; pick that split in the widget if yours does.
What is the registration trustee fee?
The fee of the registration trustee (DLD's service partner) that processes the transfer: AED 4,000 plus VAT when the price is AED 500,000 or more, and AED 2,000 plus VAT below AED 500,000.
What does mortgage registration cost?
0.25% of the loan amount plus AED 250 for the title deed and AED 10 + AED 10, and a AED 4,000 plus VAT service partner fee, as listed on DLD's mortgage registration page.
What are the DLD map fees?
The Property Sale Registration page lists three: AED 225 for a unified map in areas under Dubai Municipality, AED 100 for a map of land outside those areas, and AED 250 for villa and apartment maps. They apply only when a map is issued with the title deed, so the widget lets you leave them out.
Is VAT charged on Dubai Land Department fees?
The fee table adds 5% VAT to the registration trustee (service partner) fee, and the mortgage page does the same for its service partner fee. The widget applies VAT to those service fees only, exactly as listed, and not to the 4% government transfer fee.
Where is the transfer actually completed?
At a registration trustee office - a DLD service partner - where buyer, seller (or their representatives) and any lender sign the transfer; the trustee collects the DLD fees and the new title deed is issued electronically.
Does the DLD fee depend on the buyer's nationality?
No. The fee table on DLD's Property Sale Registration page lists one set of fees for every buyer; residence and nationality matter for mortgage limits, not for the transfer fee.
Can the seller pay the whole transfer fee?
Yes, if the parties agree. Resolution 30 of 2013 shares the fee equally only "unless agreed otherwise", so a motivated seller or a developer clearing stock can offer to cover it; choose "Seller pays all 4%" to see the effect.
Rules and official sources
Every legal or regulatory figure this widget uses is listed here, with the official page it was read from. The widget reads them from A2Z's rule file for United Arab Emirates; when a rule changes, the widget changes with it.
| Rule | Official source | In force from | Last verified | Next review |
|---|---|---|---|---|
| Dubai Land Department transfer fee (sale registration) The DLD fee table lists 4% of the sale value as Seller 2% and Buyer 2%. Who actually pays is agreed between the parties in the sale contract; the calculator shows the official split and lets the user set the agreed split. |
Property Sale Registration - service fees Dubai Land Department - DLD service page |
Not stated on the source | 6 Oct 2026 | 4 Apr 2027 |
| Who pays the sale registration fee Art. 3(1): "unless agreed otherwise, the Fee for the sale of Real Property will be shared equally by the seller and purchaser." Equal sharing is the default; the sale contract may allocate it differently. |
Executive Council Resolution No. 30 of 2013 (Dubai Land Department fees) Dubai Legislation Portal - Art. 3(1) |
Not stated on the source | 6 Oct 2026 | 4 Apr 2027 |
| Title deed issuance fee AED 250 for the title deed certificate. |
Property Sale Registration - service fees Dubai Land Department - DLD service page |
Not stated on the source | 6 Oct 2026 | 4 Apr 2027 |
| Knowledge and innovation fees AED 10 knowledge fee + AED 10 innovation fee per transaction. |
Property Sale Registration - service fees Dubai Land Department - DLD service page |
Not stated on the source | 6 Oct 2026 | 4 Apr 2027 |
| Registration trustee (service partner) fee AED 4,000 + VAT when the sale value is AED 500,000 or more; AED 2,000 + VAT below AED 500,000. |
Property Sale Registration - service fees Dubai Land Department - DLD service page |
Not stated on the source | 6 Oct 2026 | 4 Apr 2027 |
| Map fees Listed on the DLD page: AED 225 unified map (Dubai Municipality areas), AED 100 map (non-DM lands), AED 250 for villas and apartments. Charged only when a map is issued, so the calculator makes it optional. |
Property Sale Registration - service fees Dubai Land Department - DLD service page |
Not stated on the source | 6 Oct 2026 | 4 Apr 2027 |
| Mortgage registration fee 0.25% of the mortgage value + AED 250 title deed + AED 10 + AED 10; service partner AED 4,000 + VAT. No 'AED 290' administrative fee appears on the official page, so none is added. |
Request for Mortgage Registration - service fees Dubai Land Department - DLD service page |
Not stated on the source | 6 Oct 2026 | 4 Apr 2027 |
| UAE VAT standard rate 5% of the value of the supply or import. |
Federal Decree-Law No. 8 of 2017 on VAT (consolidated) Federal Tax Authority - Art. 3 |
1 Jan 2018 | 6 Oct 2026 | 4 Apr 2027 |
Sources
- Property Sale Registration - service fees - Dubai Land Department . DLD service page. Verified 2026-10-06.
- Executive Council Resolution No. 30 of 2013 (Dubai Land Department fees) - Dubai Legislation Portal . Art. 3(1). Verified 2026-10-06.
- Request for Mortgage Registration - service fees - Dubai Land Department . DLD service page. Verified 2026-10-06.
- Federal Decree-Law No. 8 of 2017 on VAT (consolidated) - Federal Tax Authority . Art. 3. Verified 2026-10-06.
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A2Z Tools Dubai Property Purchase Cost Calculator https://a2z.tools/embed/dubai-property-purchase-cost-calculator
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